• Credit Acceptance average price to free cash flow ratio for 2023 was 5.44, a 12.68% decline from 2022.
• Credit Acceptance average price to free cash flow ratio for 2022 was 6.23, a 21.14% decline from 2021.
• Credit Acceptance average price to free cash flow ratio for 2021 was 7.9, a 16.01% decline from 2020.

Price to free cash flow ratio can be defined as